The --pem argument is employed to supply the sender of the transaction, the payer with the fee. The sender may even be the proprietor of your deal. Wallets give entry to your money and MultiversX purposes. Only you ought to have use of your wallet. You may use the MultiversX https://7bookmarks.com/story18290146/the-smart-trick-of-multiversx-wallet-that-nobody-is-discussing